CreditTrio Referral service · not a lender
Three smooth stones balanced in a stack on a calm lakeshore at dawn behind the CreditTrio loan request form, $100 – $5,000

Online loans for all credit typesAll credit types considered

$100 – $5,000No upfront fees

See your options

$100 – $5,000 · funds as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to use

  • SSL encrypted
  • No upfront fees
  • Soft credit inquiry
  • Terms before you sign

Three bills, one paycheck, and a week to go.

CreditTrio is not a lender. One request for $100 – $5,000 goes to a network of lenders. Checking your options won't affect your credit score.

Tick any that apply

Counting to three this month?

  • Rent, power, phone: all this week.
  • The car, the dentist, the vet.
  • A paycheck that covers two of three.
  • The third bill is the one that hurts.
  • Your bank won't move the dates.
  • You need a bridge, not a lecture.

One request for $100 – $5,000 to lenders in our network. Some lenders fund as soon as the next business day, if approved.

Start my request

Plain answers

What we do, and what we never do

CreditTrio does

  • Send your request to lenders in our network
  • Protect it with 256-bit SSL encryption
  • Stay free to use, with no fee to submit
  • Leave every decision to you

CreditTrio never

  • Lends money or sets rates
  • Charges you to see an offer
  • Promises approval or a set amount
  • Rushes you to sign

How it works

Three steps, nothing hidden

Your part is short. The reading part is yours to take slowly.

  1. 1

    Fill in one request

    Amount, contact details, a few income questions. A few minutes on your phone.

  2. 2

    Lenders review it

    Your request reaches lenders in our network. Each decides on its own terms.

  3. 3

    Read, then decide

    Any offer shows its APR, fees and due dates first. Accept it, or walk away.

Calm lakeshore with smooth pebbles at dawn, the CreditTrio view of online loans for all credit types, $100 – $5,000

Online loans for all credit types

Balanced, like three stones.

Lenders in our network review every credit type and show their terms up front.

Spot a scam

How to tell a legit online loan from a scam

  • A fee before fundingReal lenders take costs from the loan or the schedule, never up front.
  • No APR in writingEvery legitimate offer shows its APR and total cost.
  • Pressure to decide nowA real offer will still be there after you read it.
  • No license in your stateCheck the lender with your state's financial regulator.
  • Payment by gift card or wireNo lender asks for this. Stop and walk away.

Questions

Online loans for all credit types, answered

How much can I request?

Anything from $100 to $5,000. A lender may offer a different amount after its own review.

Does checking my options affect my credit score?

No. Checking your options won't affect your credit score. Lenders in our network may check your credit, including with alternative credit bureaus, when they review your request.

How fast could funds arrive?

That depends on the lender and your bank. Some lenders fund as soon as the next business day, if approved. Any offer shows its timing before you agree.

What do I need to apply?

You need to be 18 or older and a US resident, with regular income, an active checking account in your name, and a phone number and email you use.

Can I get online loans for all credit types with bad credit?

Lenders in our network consider all credit types. A lower score can mean fewer offers or different terms, and approval is never certain, but it does not stop you from sending a request.

Is CreditTrio a lender?

No. CreditTrio is a referral service, not a lender. We pass your request to lenders in our network, and any offer comes from the lender, on the lender's terms.

Steady the stack with one request.

$100 – $5,000 through a network of lenders. Free, and nothing to sign until you choose.

See my options